Latest profit rate on Behbood Savings – April 22, 2025

The Central Directorate of National Savings, also known as Qaumi Bachat Bank, has announced a minor rise in the Profit Rate of Behbood Savings Certificates for April 2025, following its recent review conducted in March 2025.

These rates will stay effective throughout the month until any further notice. The updated profit rate for Bahbood Savings Certificates is now 13.68%. This means if someone invests Rs100000, they will receive Rs1140 monthly as profit. The scheme aims to support senior citizens, widows, and disabled persons by offering them a stable source of monthly income.

Behbood Savings Certificates were first introduced in 2003, mainly to help widows and senior citizens. Later in 2004, the scheme was extended to include disabled persons and special minors through guardianship.

Eligibility Criteria: Pakistani citizens can invest in these certificates if they meet the following conditions:

• Senior citizens aged 60 years or above
• Widows who have not remarried
• Joint investors if both are eligible
• Disabled persons with a valid CNIC showing the disability logo
• Special minors under the care of a guardian
  

Investment Limits: A single individual can invest up to Rs7.5 million, while joint investors can invest up to Rs15 million.

Available Denominations: Certificates are available in denominations of Rs5000, Rs10000, Rs50000, Rs100000, Rs500000, and Rs1000000.

For more details or to check updates on profit rates, citizens are advised to visit the official website of National Savings Pakistan. Earlier in March 2025, the Central Directorate of National Savings also announced a competitive interest rate for Defence Savings Certificates, which continues for April. These savings options remain popular for long-term financial planning.