Get to Know No-Fault Insurance coverage Fine in Pakistan 2023-24

The latest announcement by National Highways Motorway Police has sparked unrest among citizens. The NHMP announced an imposition of a fine on No-fault insurance coverage certificate for drivers.

However, citizens have been complaining as the majority of population has no idea what a no-fault insurance certificate is.

The fine of Rs 1,000 will be effective from January 1, 2024 but citizens are baffled as the bulk of population has no idea what it is, and how to obtain it.

Typical Pak Policy Making: 95% of the population of the country wouldnt even understand what no fault insurance coverage is but yes we are gonna start imposing fines. How about educate people first, get in touch with insurance companies & excise departments to devise a mechanism? https://t.co/oFiXxz1oHZ
— Mubashir (@xmubashir) December 15, 2023

The NHMP also did not explain the no-fault insurance certificate nor how to obtain it which has sparked an outrage amongst drivers.

Reacting to the NMMP’s announcement, citizens from across the country stated that NHMP should first educate the population rather than imposing a head-on fine of which the vas majority of population has no idea about.

Share the link of the post where you explain about this insurance, it's pros n cons, how to get it ? Etc etc…

The first step is to educate people, rather than just start fining
— Ingenieur M Zeeshan Ch (@zeeshan8017) December 14, 2023

Moreover, at the start of December, NHMP also announced the revised fines for traffic offences such as over-speeding and driving a motorcycle without a helmet.

There was a massive increase in fines as the fine of using HIDs was set at Rs 2,000 instead of the previous Rs 300. Moreover, motorists doing stunts would be liable for a fine of Rs 5,000 rather than s 200.

Moreover, driving without a helmet will now cost the driver Rs 1,000 instead of the previous Rs 200.